Complete List of Mobile Banking USSD Codes for All Banks in Nigeria.

The unstructured supplementary service data (USSD) - is currently the best available technology to deliver mobile financial services to both low and high-income customers. In order to make mobile banking easy for you, i compiled a list of major USSD codes for some banks in Nigeria.

Access Bank
Access Bank’s USSD code for mobile money transfer is *901#, Simply dial and follow the instructions thereafter.

Diamond Bank 
Diamond Bank USSD code has been on the mobile money scene for a while and their USSD code is *710#. To transfer money to any bank, simply dial *710# Recipient’s Account Number Amount*PIN# for Y’ello Account Holders.
For Diamond Bank to Diamond Bank account money transfers, dial *710#Account Number Amount*PIN#

Ecobank 
Ecobank’s Mobile USSD code is *326#. To transfer money from your Ecobank account, dial *326# and follow the on-screen instructions. Personally I think their USSD process needs upgrade.

First Bank 
First bank is one of the best Nigerian banks for electronic banking services. First Bank’s USSD code is *894#. To transfer money, dial *894#, a list of options will appear including Transfer money, Withdraw money and Make purchases, pay bills, buy airtime and manage account. To make transfer, type 1 and send. Simply follow the instructions after and make your transfer.

Fidelity Bank 
Fidelity Bank USSD code is *770# then you have to choose option one for further instructions. Fidelity Bank USSD money transfer code to other banks is *770#Recipient’s Account Number Amount#.

First City Monument Bank (FCMB) 
FCMB’s mobile USSD code is *329#. To use the FCMB USSD service, you have to visit any FCMB branch or call their customer care to get your PIN.
To transfer money or do any other transaction after getting your PIN, simply dial *329*4# and follow the on screen instructions.

Guaranty Trust Bank (GTB) 
Guaranty Trust Bank is the leading bank in Nigeria in terms of electronic banking. They were one of the first to introduce USSD banking, GTBank’s USSD code is *737# and follow instructions e.g
To transfer money from your GTBank account to another GTBank account, just dial
*737*1#Amount Recipient’s Account Number# you would be requested to provide your personal pin which is like an access to your personal bank account.

Heritage Bank 
The USSD code for transfer for Heritage Bank is  *322# then follow instructions as seen.

Keystone Bank 
Keystone Bank mobile USSD code for transfer is *533# Follow the on-screen command, Get your PIN and start using Keystone bank mobile USSD banking.

Sterling Bank 
Sterling Bank’s USSD mobile banking code is *822#. To perform a transfer, simply dial *822# and follow the instructions however every time you use the Sterling Bank USSD service, Five Naira will be deducted from your line.

Stanbic IBTC 
Stanbic IBTC USSD code for money transfer is *909#.

Standard Chartered Bank
Standard Chartered Bank is yet to roll out their USSD code and Mobile phone airtime recharge code.

United Bank for Africa (UBA)
UBA’s mobile USSD code is *919#, dial it and follow the on-screen instructions that follows. Its quite easy to understand.

Unity Bank 
Unity Bank rolled out the first four-digit USSD banking code to make banking services much easier for its customers. Its Mobile USSD is *7799# To buy airtime using Unity Bank *7799#and follow the on screen instruction.

Union Bank 
Union Bank's mobile USSD transfer code is *826#, dial and follow the screen prompts to complete your transaction.

Wema Bank
Wema Bank is relatively new to the mobile USSD banking but they offer a good USSD service. Another thing  about Wema Bank USSD code is that once you dial *945# to transfer money with Wema Bank, a list of options will appear including
Open Account,
My Balance,
Send Money,
Buy Airtime and Cash-on-the-go,
Pay Bills,
Change PIN, etc Reply with “3” which is for transfer, you will then be asked to choose whether it is to a Wema Bank Account or other banks. Reply with the corresponding number and simply keep on following the on-screen instructions.

Zenith Bank 
Zenith Bank’s Mobile Banking USSD code is *966# and it gives you access to open an account, check account balance, load recharge cards and transfer money.
To transfer money from your Zenith Bank account to another, dial *966#Amount*Recipient’s Account Number# and follow the instructions on the screen.

So in a nutshell, USSD technology has made banking easier. We no longer have to spend hours in long queues in the bank. Technology have saved you the stress with just a dial right on Mobile phone.

SIX SIMPLE WAYS TECH PRODUCTS HAVE IMPROVED OUR LIVES TODAY

The uses of technology in our daily lives increases by day, from simple tasks to complex management systems, technology has made these jobs look simple and easy to do. Tech products for instance have been embraced from all over the globe. Today, many people own devices that are technology viable and business and rocking with every technology aspect to boost creativity. Here are some ways technology has been used today.

Boost Business Productivity
Technology has been used today in business to boost productivity, save money, and enhance profits. A good example is the use of technology in a vape shop. Down here you can use online payment systems to buy vape devices, shipping is done via network, and thus you can deliver more in a short while. What this means is that the use of technology really plays a vital role.

Enhance Communications
Additionally tech devices can be used in communication. Smarphones for instance have been around long enough to make us realize that by now. They can be used to purchase things in online stores, communicate via email and social media, make calls, or strengthening relationships. In fact there are many dating apps available today that can attest to the following.

Improve Education System
Tech products have also improved our education systems. With the inventions of technological gadgets such as laptops, smartwatches, tablets, and many others, people can now browse the net easily to learn more about their products of choice and how to use them. They also take time to access mobile libraries and to read through tech based websites in order to boost their knowledge.
Boost Purchasing Capacity
The use of technology in purchasing has also made a mark. Today online shops such as a vape shop will use e-payment systems, online wallets, and other flexible online payment platforms to make goods available to their customers. Money is transferred electronically and this is in fact very safe for online buyers who want to also secure their buys and get the best products faster.

Develop New Infrastructure
Tech based products have also been used in building. You can now make use of tech based apps to draw, develop, or quantify the amount of materials that you want to use in any building structure. You can even see your building in 3D, giving you an ability to visualize it before even having to develop it. This is extremely important as you can enjoy any easy time developing.
Improve Healthy Lifestyles
Tech products have also improved health. Today visiting a vape shop will make you realize how smoking technology has improved. For instance, we the presence of e-cigs and e-juices have been life a changing technologies that have guaranteed good health and more secure choices. Today smokers can use such improved tech products for the same thrills as that of real smoke.

Conclusion
In case you are looking for the most reliable tech products for your use, you don’t have to sweat. Today simply searching the right key words will give you a quick lead to a very reliable tech product.
Before making use of any tech product or online shop, you should makes sure you understand how it works. Reading through the terms and conditions and also going through a few reviews is usually very commendable.

BEAT TRAFFIC- USE GOKADA

Gokada is an on-demand motorbike hailing service focused on changing the face of transportation in Nigeria by leveraging technology to connect users to the nearest motorbikes within their area thereby helping them move smartly and beat traffic.

Gokada uses smart 200 cc motorbikes that are allowed to move on major roads in Lagos unlike the conventional 100 cc motorbikes driven by the regular ‘Okada’ / ‘aboki’ drivers. 
Gokada drivers are cautious, verified, experienced, and well trained. They all pass through the Gokada Driver Training School and are re-taught how to properly drive around the streets of Lagos, safely, with a passenger.

In their quest to change the face of transportation in Nigeria and subsequently Africa, Gokada plans to have over 5,000 motorcycles in Lagos within the next few months to set off a new wave of ride-hailing prosperity in Nigeria and subsequently Africa.

Gokada has been operating within the Yaba Mainland axis and recently started operations within Victoria Island – Lekki axis in Lagos.

Requesting a Gokada ride is easy – here’s how Gokada works

– Simply open the app, enter your pick up location and tap request ride

– Your verified Gokada driver will call you to confirm your request and destination.

– Your driver arrives in minutes, gives you your hair net and helmet and you hop on the bike

– Your driver gets you to your destinations safely and ends the trip

– Pay cash and rate your driver to help improve the Gokada experience.

Move around Lagos smartly by requesting a ride on the Gokada app at an affordable cost without having to alternate at bus stops. We all know the struggle that one has to go through using public transportation in Lagos, Gokada is here to make life easier!
Download the Android App on Google Play Store via http://bit.ly/gokadaandroid
Download the Ios App on Apple App Store via http://bit.ly/gokadaios
Follow us on social media @gokadang
Visit our website: gokada.ng